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Guidance Office: Answers About Financial Aid, Part 2 - The Choice Blog - NYTimes.com
Woot, confirmation that I'm doing the right thing by going to school full-time and only looking to work at most 20 hours a week:

Most students will find it very difficult to work their way through college these days. There’s a lot of research that shows that working a full-time job while in college hurts your grades and makes you less likely to graduate. Working 10-15 hours a week improves grades, since it forces you to learn time-management skills, but working more than that leaves insufficient time for studying. It is better to accept financial aid and minimize work than to try to avoid student aid entirely.

Nevertheless, students should try to minimize their debt. Live like a student while you are in school so you don’t have to live like a student after you graduate. If you find yourself needing to borrow more for your entire education than your expected starting salary, look for a less expensive
Guidance Office: Answers About Financial Aid, Part 2 - The Choice Blog - NYTimes.com